2.9 / 5
Trust Score
2.3
Reviews
1
Social
5
Featured
4
Technical
Is creditsimple.com.au legit?
- Many trusted websites are linking to this site
- The EV SSL certificate is valid
- We found several negative reviews about this site
- This website has existed for less than 3 years
- Facebook account found but audience is small
- Instagram account not found
- Business not mentioned on Wikipedia
- Pinterest account not found
- Linkedin account not found
- Twitter account not found
- Youtube account not found
Reviews Analysis
29
reviews
vs
0
AI declined reviews
0%
NON VALIDATED REVIEWS
Usually stable businesses have more than 5 authority websites mentions, this one has 18 authority websites mentions and 0 mentions in other websites
Based on 29 reviews
Smart.Reviews
2.9
29 reviews
Creditsimple.com.au Review
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Last update: Wed, Mar 9, 2022 2:09 AM
Crap. It fluctuates constantly as well when all my payments are regularly paid each fortnight and I have NEVER missed a payment. Scam artists.
Completed the online form, and provided my drivers licence information as requested, and then got a pop up that my details ' did not match' - which I was puzzled by and wondered what was it 'not matching to' !
Got the usual self generated condescending email ' you are important to us .... blah blah blah ... and that we will get back to you as soon as possible'
1) if we are so important, why dont they have a set time to return to customer queries - eg: within 2 days etc ?
3 wks later, still heard nothing, had to chase twice.
Finally received a basic response saying - thanks for your drivers licence, but now we need you to send a copy of a utility bill to verify my details match name and address as per my drivers licence.
- IT'S A RORT.
- I'M NOW SCEPTICAL.
- NOTHING ON THE ADVERTORIAL ON CHANNEL 7 do they say you need to supply all these details, all they say its very quick and easy and INSTANT.
- IT'S NOT INSTANT.
- DON'T TRUST THEM.
- I WILL NOT BE SUPPLYING FURTHER DETAILS, AND HAVE REPORTED THIS TO THE TV BUREAU.
I don't know what to make of the service now.
We added a lot of new data recently to our customers credit files because NAB has begun to report all their credit cards, overdrafts, and personal loans data as part of the new comprehensive credit reporting regime.
The reason for your score change is because we now score your information differently now that your NAB account history is public.
Previously, we only took account the enquiry information on your credit report.
Your new score now takes account your account history with NAB. Unfortunately, because of how we weight the information differently, you score has dropped. It is also partly due to the fact that we only have NAB have chosen to provide us only 3 months of payment history. As we receive more payment history on your account, and assuming you stay up to date, you score should improve over time.
I am now looking into who is a governing body for these people as this is just plain wrong!!
couple of days ago i got a notification from credit simple, only to see score was dropped by 150 while equifax and credit savvy has the same scores. For no reason? did i make a mistake of creating an account with them? are they trying to scare you and cash in on it?
I am a C.A. have an honors degree in finance and I am told as my credit worthiness improves and slightly imperfect record becomes less current my credit score will deteriorate.
Equifax the biggest credit bureau in Australia report my credit score improved by 65% in 6 months Credit Simple deterioration 14% .
Go figure!
What an insult to my intelligence!!
Tried emailing customer support but still no reply, pls avoid this company and try credit score instead, not happy.
Usually stable businesses have more than 5 authority websites mentions, this one has 18 authority websites mentions and 0 mentions in other websites
Creditsimple.com.au Review
Check your credit score and credit information for free Plus tools and tips to help you understand your credit score and hot offers tailored to your score
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My Equifax had every account and payment logged being very detailed, Credit simple wasn't as detailed and credit simple had completely out of date innacurate information. It doesn't even show or perhaps consider payment history.
I had two very similar ratings from credit savvy and Equifax; however, credit simple was 20% less!
I hope companies don't use this for checking potential customers credit!
I constantly get spam saying there's been activity when there hasn't and the website adverts are just annoying and inappropriate.
3 years ago
review by Jon Tw