LendingClub

4.2 / 5

LendingClub

4.2 Great
The main metric, showing how trustworthy is the business. Calculated using proprietary rating algorithm based on the AI, analyzing 25 different parameters.

4.2 / 5

Trust Score

3.7

Reviews

4

Social

5

Featured

4.5

Technical

Is lendingclub.com legit?

  • Many trusted websites are linking to this site
  • The site has mostly good reviews
  • The SSL certificate is valid
  • This website has existed for more than 3 years
  • Facebook account found with large audience
  • Instagram account found with large audience
  • Business is mentioned on Wikipedia
  • Pinterest account not found
  • Linkedin account not found
  • Twitter account not found
  • Youtube account not found
We check all genuine customer reviews and show the number of approved and rejected reviews. All fake or false reviews are excluded from the Reviews Score.

Reviews Analysis

6

reviews

vs

0

AI declined reviews

0%

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Based on 3008 reviews

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4.2

6 reviews

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Lendingclub.com Review

Through personal loans auto refinancing loans business loans and medical financing LendingClub offers the borrowing and investing solution right for you

Lendingclub.com Customer Service Contacts

No contact details for this company.

Last update: Wed, Mar 9, 2022 4:05 AM

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Lendingclub.com Reviews & Complaints (6)

Lending Club is a better and more efficient way to reduce your debt. For example, say an individual has borrowed a $50,000 credit line and is paying 15% interest each month. Lending Club will lend the borrower $0 - $50,000 to honor the original debtor and instead, sign the borrower on a more affordable interest rate than 15%. The interest rate under Lending Club, on $50,000 loan, could be 10% less than banks and private lenders require. Borrowers should be aware that Lending Club will pull your credit file from one of the 3 major credit bureaus. This helps them to determine your identity and credit worthiness. Borrowers should be aware that Lending Club is qualified to use best debt collecting practices on default loans. Borrowers should be aware that any default will lead to a negative credit rating and monthly reporting.
4

3 years ago

review by Ekawa W.

Dont waste your time with these bozo's...I'll never bother with them again. I wanted to re-finance my autoloan that CapitalOne set at 8.4%, these bozo's quoted me a higher rate, then pestered me with emails claiming I would save it if went with them. What a joke.
1

3 years ago

review by Frank D.

The lending club is supposedly the future of banking. I read about the lending club on Forbes and they made it seem as it was potentially going to take over the banking industry. The problem is that you still have to qualify for a loan and they seem to be ever harder to find a loan from than a bank. The rates are lower though by a few points, which adds up. Once you have one loan, it is harder to get a second loan so the problem with going with the lending club is that you have to make sure you can actually qualify for enough of a loan or you may be better off having more access to future funds through a bank.
1

3 years ago

review by Steven G.

The reviews are not by real people. I have tried 20 plus times to get them to give me the chance to review them but I have to google other ways to get the word out to run away and don't look back.
1

3 years ago

review by Ernie K.

Lending Club is a great way to get a loan that is cheaper than other places and it's also a great way to make more money on an investment than you might otherwise. Is Lending Club the future of finance? Maybe...will have to see what long-term default rates are and if fraud is a problem.
5

3 years ago

review by Mike T.

We found that this business has an active Facebook page with 43015 followers. From our experience this can indicate that the business is trustworthy and popular among people. We have discovered that this business has SSL (secure sockets layer), which means that this business handles your data, such as personal information or credit card details, with secure connection. We found that the domain for this business is older than two years which could be an indication that this is a trustworthy business with an established customer base and experience in their field. We found that this business has an Instagram page, where they communicate with their customers using images and videos. This is usually an indication that the business has some visual aspects that it wants to showcase. We discovered that this business has a Wikipedia page. To us this shows that the business is credible and well known for its products, services or innovation.
5

by Smart.Reviews

Lendingclub.com Review

Through personal loans auto refinancing loans business loans and medical financing LendingClub offers the borrowing and investing solution right for you

Lendingclub.com Customer Service Contacts

No contact details for this company.

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