IMB

3.6 / 5

IMB

imb.com.au
6 Reviews
3.6 Average
The main metric, showing how trustworthy is the business. Calculated using proprietary rating algorithm based on the AI, analyzing 25 different parameters.

3.6 / 5

Trust Score

3

Reviews

3.5

Social

5

Featured

3.5

Technical

Is imb.com.au legit?

  • Many trusted websites are linking to this site
  • The SSL certificate is valid
  • Facebook account found with large audience
  • Business is mentioned on Wikipedia
  • Linkedin account found with large audience
  • The company has an ANDROID app
  • The company has an IOS app
  • We found several negative reviews about this site
  • This website has existed for less than 3 years
  • Instagram account found but audience is small
  • Pinterest account not found
  • Twitter account not found
  • Youtube account not found
We check all genuine customer reviews and show the number of approved and rejected reviews. All fake or false reviews are excluded from the Reviews Score.

Reviews Analysis

6

reviews

vs

0

AI declined reviews

0%

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Usually stable businesses have more than 5 authority websites mentions, this one has 12 authority websites mentions and 1 mentions in other websites

Based on 6 reviews

Smart.Reviews

3.6

6 reviews

Imb.com.au Review

IMB Bank provides better value banking for a full range of home personal and car loans transaction savings and investment accounts credit and debit cards and a range of insurances

Imb.com.au Customer Service Contacts

No contact details for this company.

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Last update: Wed, Mar 9, 2022 2:11 AM

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Imb.com.au Reviews & Complaints (6)

3 days waited delay after delay for preapproval, did enquiry over my credit file and wanted to put car loan under my wife and my name when I am supposed to be the main loan bearer, should have told me all this before when I put my time and effort in collating all information for them including my payslip, bonus evidence letter, govt benefit letter and yet couldn't proceed. Extremely upset.
1

3 years ago

review by Zquam O.

Banked with IMB for 30 years, home loan for 11years & various personal loans. Home loan was a budget, life of loan discounted variable rate or so we were told. All seemed okay with this product in the early years but inconsistencies frequently occurred. Received a letter of demand after an apparent “default” Always made extra payments ahead of schedule buy some months, this now shows as a default on my credit score. Last few years while the cash rate seems to be dropping steadily they raise loan rate periodically by .10% without much justification. All of a sudden our rate is at 4.67% when their standard variable sits at 3.36%. Asked to refinance along with an additional purchase of an investment property but would not move on rate! Very bazaar!
A few years back I was declined a $10k loan but happily offered a credit card at double the interest rate. Checked my credit score recently an this application was never lodged! Very dodgy mob, just interested in lining their own pockets!
AVOID AT ALL COST, YOU HAVE BEEN WARNED!
1

3 years ago

review by Jon Q.

I applied for a personal loan through IMB a couple of months back. Pre-approved. Gave them all of the information they requested for loan approval. They requested more, so I gave that. They requested even more, so I gave that too. Then I gave again when they requested even more. Their requests included things like group certificates for jobs I no longer have and details on my non-existent partner that they somehow seem to think exists. Their final two requests were for information that I'd already given them - so I gave it to them again. Then they declined me because I don't meet policy. I have tried to find out on several occasions now - both by email and phone - what "not meeting policy" means but no one can tell me more than "it means you don't meet our lending requirement policy". Mind you, I have a six figure salary, a very good credit rating, and more savings than I wanted to actually lend from the bank, but "not meeting policy" is all I have to work with to improve getting a loan approved with someone else - anyone else - in future. A little bit of clarity and transparency and not throwing 30+ years of customer loyalty back in my face would be nice!
2

3 years ago

review by A. Former

I went to the Liverpool Branch today. My husband and I wanted to open a joint account. The lady at the teller was so rude. Her greeting wasn’t nice, she gave us a smirk as if we weren’t good enough to open up an account in their branch. We had all our identifications but In the end she didnt let us open an account. She was whispering to her staff. The way she looked at us, I felt like she was degrading us. I walked away thinking thank goodness. I won’t be dealing with this bank
2

3 years ago

review by Ck.vo O.

I re-financed my 3 month old car from Nissan Finance (which was terrible!) to IMB. Setting up the loan was a little tedious, but nothing out of the ordinary. As it was no longer brand new, I had to pay a big chunk off to get the loan amount down to a certain percentage, which wasn't ideal. The rate and fees were all very good, and service was reasonable.
I haven't thought about it since, the payments come out and life goes on. I'm just stoked I don't have to deal with Nissan Finance anymore!!!
4

3 years ago

review by Brendan F.

We found that this business has an active Facebook page with 8959 followers. From our experience this can indicate that the business is trustworthy and popular among people. We have discovered that this business has SSL (secure sockets layer), which means that this business handles your data, such as personal information or credit card details, with secure connection. We discovered that the domain for this business is relitevely new, which means that it could be a start-up business that does not yet have a huge amount of customers. We found that this business has an Instagram page, where they communicate with their customers using images and videos. This is usually an indication that the business has some visual aspects that it wants to showcase. We discovered that this business has a Wikipedia page. To us this shows that the business is credible and well known for its products, services or innovation.
4

by Smart.Reviews

Usually stable businesses have more than 5 authority websites mentions, this one has 12 authority websites mentions and 1 mentions in other websites

Imb.com.au Review

IMB Bank provides better value banking for a full range of home personal and car loans transaction savings and investment accounts credit and debit cards and a range of insurances

Imb.com.au Customer Service Contacts

No contact details for this company.

Share the company's rating

Share Preview

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