cbhs.com.au

Since 2006, i have been a longstanding member of cbhs, we are a family of five. One of our kids is special needs and she has had multiple surgeries and is in & out of hospital and drs. I have had all three kids privately with my own ob, in a private maternity hospital. All covered. Absolutely nothing to worry about!! I have made multiple claims too many to count to be honest and its very rare i need to be out of pocket.
I have done comparison’s and cannot find a better deal at all, no excess, comparible rates and the benefits of our own doctors. Something that is important to our family!

I think cbhs is worth it when you first join and want to ditch the 12 months wait, otherwise it is rubbish. I purchased the basic hospital cover, which didn't cover private hospital theater, which I needed later on. My insurance specialist told me that my insurance literally covered for nothing.... With $20 extra a MONTH I could have gone with hbf which covers theater fees. This made me realise what a mistake it was to stick with CHBS. They screwed me over.

Either stay with higher cover or get out!

I have been with CBHS for nearly two years. I inquired into whether I was covered for the most minor procedure. The lady told me that the level of cover is basically just designed for people to avoid the Medicare Levy Surcharge.

I think with a premium of $190 per month for my partner and I, we should at least be covered for something!

Considering HCF under the same policy and same level of premium I would have been covered.

Expensive and unhelpful, they constantly reminded me about my son turning 18 years old and that premiums will go up. I called them and had it sorted but they still kept texting me afterwards.

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