Credit Union
A non-profit-making money cooperative whose members can borrow from pooled deposits at low interest rates.
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Credit Union
Credit Union A non-profit-making money cooperative whose members can borrow from pooled deposits at low interest rates.
1 Review
4.2 SmartReviews Score
Recent Reviews
Money I sent to Ghana is still hanging after one month. I have been calling and going to Africana, their agent. No positive response. I have been sending money to Africa, this is the worst company I have dealt with.
Bad
3 years ago
34 Reviews
2.9 SmartReviews Score
Welcome People39s Choice Credit Union
Peoples Choice Credit Union is one of Australias most successful member-owned financial institutions We offer accounts loans insurance credit cards more
Recent Reviews
After nearly 30 years of banking with pccu (its various iterations ) i will now be closing my accounts. How could a bank make being able to access my money more difficult? By forcing me to download an app to do internet banking is how! The reviews of this app are appalling - but the question reamains why I need to do this in the first place - the arrogance of the staff to question whether i care about security instead of offering solutions is utter nonsense. I bank with 2 other institutions and dont have anything like this issue. My business is going elsewhere
Poor
3 years ago
I have been a member of Peoples Choice Credit Union for some time now, and have had 2 or 3 loans through them over the past 6 or so years. I have paid off all my loans in less than half of the term period, and never had a late payment etc. I kept my membership active knowing how easy and friendly the staff were in helping me. However, something must have changed. They must have had a merger with another company or a new set of lending policies put into place. I submitted an online car loan application with a pretty conservative amount ($30,000) and had the other half saved in cash. My Credit Ratings were fine, and they can see I paid off all my previous debt quite quickly. The lady I was dealing with over the phone was friendly, however came across some what incompetent. I had 2 different jobs over the last 12 months and she had a very difficult time in distinguishing the amount I have made with my new company (From early January 2018), and how much I made last Financial year (JUN17-JUN18). I let it slide and politely corrected her multiple times. Then she entered my salary and financial details into the servicing calculator and she said she can only offer me $4,000, even with my shift loading included which is 15% Per Annum! I was absolutely gobsmacked, and even a little insulted at how little they would lend me. I earn good money for what I do in the ICT industry, and have a small mortgage (compared to the average) so I could not figure out how a sum of $4,000 could be lent to me over 5 years! I then told her I wanted to close my membership and was told to go online and search for the documents myself, which was fine. However once completed there was no information on the website to direct me where to send the document to. A work colleague of mine said they visited their local branch and was told a similar story to me, that they were not able to borrow anywhere near as much as they would have in the past. I have taken my business elsewhere, and what a surprise that I had pre-approval for the amount I wanted to borrow within minutes. I am going to assume the lady I spoke with over the phone has in correctly entered details somewhere, but she was adamant she made none. If she had called me back to let me know she had accidentally put in a typo I would have been okay with it and continued with Peoples Choice. Very disappointing way to go out, I would seek alternative institutes if you are interested in a personal loan.
Bad
3 years ago
33 Reviews
4.3 SmartReviews Score
Recent Reviews
recently I dealt with Christine Uttley based in sydney, in the process of getting a car loan she went through the financials in detail and recommend me the best loan suit my situation. Kept me up to date on every stage of the loan by leasing with other parties involved It is being a pleasure dealing with CUA, highly recommend CUA car loans
Excellent
3 years ago
CUA representative Corey was very diligent to review our needs carefully to find the best balance to meet our needs of cover and cost providing good explanation of each aspect without pressure or rushing us to make a decision.
Excellent
3 years ago
3 Reviews
3.8 SmartReviews Score
RateSetter
RateSetter offers low rate loans that reward your good credit with even better rates Apply online for a personal loan car loan or green loan today
Recent Reviews
Great customer service despite being bombarded with the same email about 4/5 times within an hour at one point...was compensated for by troubles. Pretty clear up front regarding costs. Got a bit of a surprise when completing the process that my interest rate had risen significantly but when I question this they'd realised their mistake and quickly rectified it.
Great
3 years ago
I just would like to say thank you to the Rate Setter team. Your application process, rates, customer service and product are without doubt the best I have ever experienced. You have made my installation of solar and efficient Reverse cycle air conditioning possible, and I very much appreciate it. I highly recommend Rate Setter.
Excellent
3 years ago
3 Reviews
3.8 SmartReviews Score
Online home loans Smarter Faster Simpler
TicToc is an award-winning online lender on a mission to make home loans smarter faster and simpler Find out how we offer low rates and fast approvals
Recent Reviews
I would have loved to have gone with TICTOC however I have 2 workplaces, the majority of my work is as an employee under PAYG but part of my work is as a partner in a business and they classify this as "self employed" even though I get the majority of my pay as "PAYG". Regulations which are out of their control state that you must be self employed for at least 2 years and provide 2 years worth of financials. Unfortunately this information was not given upon application and incurred a credit check on my credit rating. I would suggest an improvement for TICTOC that this information regarding those who are an employee and an employer that they make it clearer re the 2 years financials requirement. TICTOC offer a variable 2.55% rate, I ended up refinancing with my bank (ANZ) on a 1 year fixed rate at 2.39% which also has no ongoing fees and an offset account, was given a special offer by the bank. Glad I went with ANZ at this stage as more secure than smaller lenders who are only partly funded by banks as Bendigo bank is not their only funder
Bad
3 years ago
I have just obtained a home loan with Tic Toc and was previously with loans com for 3 years. The rates at loans com to new customers are low but they don't pass full rate cuts to the existing customers and over time the interest rate becomes uncompetitive. The interest rate at Tic Toc is really low and really attractive with minimal fees apart from the $10 a month for offset facility. We are very happy with the loan process, experience, and services by Ryan Darling. Ryan did his best to assist us with our loan application and is quick to respond to our emails. He handles the process very efficiently and in no time we got our loan approval. Overall we are happy to be on board with Tic:Toc and are really pleased with the services offered by Ryan.
Excellent
3 years ago
5 Reviews
4.3 SmartReviews Score
Discover Low Rate Home Loan Personal Loan Green Environmental Loans Home Improvement Renovation Loans Low Rate Car Loans Credit Cards Saving Accounts More
Community First Credit Union offers great rates on home loans banking accounts personal loans insurance products award winning low interest rate credit cards and more
Recent Reviews
I had in the past unsuccessfully applied online with other financial institutions for a bank transfer credit card loan, little did i know that each time i applied to these services that my credit rating was also affected hence the reason why i was not approved the amount applied for? This was not explained to me by any of the other financial institutions until Sabina at CFCU took the time and gave me the personal attention to explain and assist me in securing a low interest rate personal loan. This has since cleared all my bank card debts to which i am very relieved and i am now in a better financial position to easily pay this loan off earlier if i want, this definitely would not have happened if Sabina had not vested her energy to walk and guide me through the process every step of the way ..thankyou Sabina and CFCU
Excellent
3 years ago
Very easy communication and accessible Australian customer service at later than usual business hours. Also, very happy with smooth transaction and regular updates about the progress of the application. Big 4 could learn a thing or two from Community First Credit Union.
Excellent
3 years ago
1 Review
3.6 SmartReviews Score
Harmoney
Harmoney is Australasia039s award-winning online lending platform Providing personal loans at great interest rates 100 online application
Recent Reviews
Fantastic easy to use website and the process was finalised within 48 hours. Great interest rate for an unsecured loan and I would really recommend harmoney if you are sick of dealing with the banks.
Excellent
3 years ago
20 Reviews
3.5 SmartReviews Score
MLB Removals
MLB Removals is a professional reliable and low cost furniture removalist company in Melbourne that can service all of your moving needs at competitive rates
Recent Reviews
I booked a 1 bedroom move 2 weeks in advance for early morning Friday, they rescheduled on the day to 1pm and then canceled on me at 2pm. Then rescheduled for Monday afternoon which they also canceled at the time they were meant to arrive - they did not call to tell me they couldn't make it, I had to call them to see where they were. Finally they 'guaranteed to be at mine at 6.30am the following day which they arrived 30mins late. The move damaged much of my wooden furniture and was very slow resulting in an expensive move.
Bad
3 years ago
We moved our 1 bed apartment from balaclava to Docklands with these guys and I highly recommend them. Booking was quick and easy and their quote was well under what I expected. On the day the lads called me 30 mins before arrival which gave me time to get ready for the move. We wanted to keep the cost down so tried to help with the move but Phil and Niall insisted that they would have it done within budget so we got to relax and take it easy which made a stressful day a lot easier on me and my girlfriend. True to their word it was under budget and all of our belongings got to the new place in perfect condition.
Excellent
3 years ago
5 Reviews
3.9 SmartReviews Score
HOME BUSINESS
Imperial Advance Offers same-day competitive rates and same-day funding for small business loans and lines of credit
Recent Reviews
We have used Imperial Advance for a few years now & have found them to be very fast & efficient with processing our loans.
Excellent
3 years ago
We've been with them for many years now... and still providing great service!
Excellent
3 years ago
7 Reviews
3.7 SmartReviews Score
Auto Finance Online
Auto Finance Online specialist credit brokers for caravan motorhome horsebox loans Regulated by the Financial Conduct Authority With a large panel of lenders offering LOW APR RATES we aim to ensure you get the VERY BEST DEAL and an EXCELLENT customer journey APPLY online TODAY
Recent Reviews
i have used Autofinance 3 times to purchase caravans,Matthew and his work colleagues were excellent ,they got me the best finance deal.i would highly recommend this company . kind regards Mr P.Alcock
Excellent
3 years ago
So happy with these guys, I managed go get my brand new Motor-home in 7 days and at a really good rate!! I am so happy!! Cheers guys!!
Excellent
3 years ago
63 Reviews
4.7 SmartReviews Score
Central One Federal Credit Union Personal and Business Banking
Central One Federal Credit Union is a not-for-profit financial institution offering highly-competitive financial products and world-class service
Recent Reviews
The assistant manager at the westborough location was extremely helpful. He asked me many questions to get to understand me first before advising me on the options that best fit me and my family's needs. I have never experienced anything like that from a financial institution in a very long time. Hence, I have not had a checking account for many years because I couldn't find one that was the right for me. It can be intimidating and I had a really bad experience with banks so I was very cautious but he made me feel comfortable and confident that I made the right choice to bank here. It's clear to me that he loves his job. I will not not go anywhere else for my banking need.
Excellent
3 years ago
Once again it was a pleasure to do business with Barbara Scharma. She did her usual very professional and efficient job in taking care of my needs and I can't thank her enough.
Excellent
3 years ago
9 Reviews
3.5 SmartReviews Score
Car Cash Point
See how much you can borrow with a logbook loan no credit checks fast decision cash in as little as 1hr Settle early and pay less interest
Recent Reviews
These opinions are based on what happened to me and I think I am certainly not the first, or the last, to suffer at the hands of these people. I hope this helps you. - Why do they have such good reviews? because they pay customers £10 to write them. I received such an offer and declined. But it is amazing what some people will do for a tenner. - At the last minute, having agreed the amount they are willing to loan to you on your car, they ask you to prepay three months re-payments out of the funds before they send them, thereby effectively reducing the loan amount. I suggest you say 'no thanks' and walk away. They will probably drop the requirement. - When you come to settle your loan (which you need to do asap) you will realise that you have not been given any instructions as to how to do this. There is nothing, anywhere. In the paperwork, or on the website. If you email every email address you can find, including that of your 'account manager' you will probably not get a reply. It is not in their interest to settle a loan, given the extortionate level of interest that is accruing. - When you finally do attract their attention, you will probably find that another payment date has passed and more interest has accrued. You can try arguing that you have been trying to settle this for x weeks but they won't budge. Plus all the time you are arguing, the interest is still running. - When you finally do get a settlement figure, ask for a full statement showing how the interest is calculated. If you were foolish enough to agree to x months payments being taken in advance before they sent you the money (see my earlier point), you will find that you have still been charged interest on the full amount. Totally wrong, but they won't budge. Don't forget, while you argue this, the interest is still running. - After all of this, you will be left totally deflated and feeling like you wished you had never ever come across Car Cash Point. But its not over. While it only took them a day to acquire your log book and register a HPI on your car, it will take them up to a week (or possibly more) to return your log book and cancel the HPI, during which time your car is unsalable. Good Luck!
Bad
3 years ago
Wow are we talking about the same company car cash point ? These good reviews must be colleagues to the staff ...most of the staff are ok but the 1 bloke on the phones is a complete %#@“ avoid him ....so why 1 star at the start of covid 19 elena said I could take a payment holiday as I’m self employed she could see my living had stopped I only owed £700 I had a settlement figure on 27th March this year she didn’t say I would incur £440 of fees during this 2 month holiday nearly doubling my loan .....please please look else where please these are scammers I’ve paid back over £5k for an £1800 loan they won’t tell you this when you first ring
Bad
3 years ago
2 Reviews
2.7 SmartReviews Score
ClearLoans
ClearLoans offer fast flexible and straight forward Borrow up to 15000 with a guarantor within 24 hours
Recent Reviews
Awesome, funds were placed in our account within 48 hours! Thankyou so much!!
Excellent
3 years ago
Very happy with the service, everything was easy to understand nothing was hidden and a quick deposit no if’s buts or maybes extremely happy and now I can live comfortably again, five stars
Excellent
3 years ago
31 Reviews
4.2 SmartReviews Score
Recent Reviews
Luis was a great help with our loan. Explained everything and was very fast getting our loan to us.
Great
2 years ago
I really like credit union and have used them for about 8 years never missed a payment then last year when applying for a loan was refused and sent to headrow money line,they gave me a loan so now I'm paying credit union a loan back and head row so I'm paying two loans two lots of interest.how does that help me ?credit union are supposed to be a low cost alternative .I have asked for a loan this year haven't had any confirmation that they have received it?
Poor
3 years ago
30 Reviews
4.3 SmartReviews Score
UK Student Loans Private Personal Student Loans Smart Pig
Safe affordable short-term loans for students in the UK Borrow up to 350 with capped interest no late payment fees Created by students for students
Recent Reviews
day light robbery, taking advantage of financial instability of people
Bad
3 years ago
I had told them over the phone that my money was expected to come in about 4 or 5 days late which they said was okay because it was in the 10 day grace period, yet they continued to phone me every day after and email me constantly (somewhat harassing manner) and even distracted me during my lectures.
Bad
3 years ago
10 Reviews
3.8 SmartReviews Score
Workers Credit Union - A Trusted Credit Union in MA
Workers Credit Union a Member focused credit union in Massachusetts offers convenient and competitive Mortgages High Interest checking and savings New and Used Auto Loans and more
Recent Reviews
You’re supposed to get paid up to 24 hours earlier and I got my paycheck on my actual payday
Bad
3 years ago
Worked with a branch manager in the location near me, and she was fantastic even during this pandemic. I had multiple issues with my prior bank, and had many recommendations to join Workers and I hesitated, but so glad I decided to make the jump.
Excellent
3 years ago
3 Reviews
3.8 SmartReviews Score
Banking Loans Mortgages Credit Cards
Navy Federal Credit Union is an armed forces bank serving the Navy Army Marine Corps Air Force Coast Guard veterans DoD their families Join now
Recent Reviews
Recommend for IN PERSON services only. For that stuff, they are amazing. The fine details and other things, just an average to poor, infuriating bank. It is sad that even the credit unions are becoming detached and impersonal, these days. I love my home branch though, but do hate the 800 number, they can be very attitudinal and I lose my cool at times. It can be stressful and counterproductive. They have good credit cards and have been great on helping me repair my credit after a Ch 7 bankruptcy. Their app is excellent and you can do almost every banking function from it. Difficult to resolve unusual issues with tech support.
Great
3 years ago
I requested that my bank step in to get my money back when I realized Waistshaperz was not fulfilling their agreement to have my items in at the time I paid them to deliver it... I contacted Navy federal in early April to try and resolve the situation. I contacted them on 3-4 different occasions and had only received a message saying they're basically looking into it... from early April to literally TODAY... I receive a letter stating, we've resolved the issue now that the company sent your items 2 MONTHS after I ordered them... They literally sat on the issue giving the company all the time they needed instead of stepping in like they were supposed to. Horrendous customer service!!
Bad
3 years ago
23 Reviews
3.3 SmartReviews Score
FINANCIAL FREEDOM MADE SIMPLE
Credit Restoration on all three credit bureaus Experian Equifax and Trans Union Low cost great quailty services for all to receive
Recent Reviews
Scammmmmm
Bad
2 years ago
She's a scammer and thief. DO NOT TRUST THESE REVIEWS FROM HER FRIENDS she will steal your money!!
Bad
2 years ago
19 Reviews
4.7 SmartReviews Score
LandCentral
Land For Sale all over USA - Low Down Payments amp Affordable Interest Rates Since 1997 Over 10000 Affordable Properties Sold
Recent Reviews
Awesome company I've never worked with a company like this especially pay extra and say something happened like something happened to me when I could make a payment I can defer it to the back of the loan that's a great concept I have three times in a year to do that I mean I feel so comfortable I would love I'm doing business with this company again I just signed another deal coming tomorrow with the company give me my second one I'm so addicted the company's no headaches easy going very understanding I can't express you won't be disappointed to work with them and they make my dreams come true of being a landowner very easy no headaches with the bank I mean they do the financing I mean what a great concept
Excellent
1 year ago
i have purchased two properties from landcentral , one in ca the other in tx, and they exceeded my expectations, i understand buying land online can be risky but landcentral s description of the land has been accurate and not overhyped, so when i visited my properties i was delighted. thank you land central for making my dream of owning land a reality.
Excellent
3 years ago
5 Reviews
4.8 SmartReviews Score
The Free List of Bank Credit Union Repo Sales - Repossessed Cars and Homes
Repo Finder provides a free list of repossessed bank cars for sale Credit union repossessed cars credit union repo trucks repo motorcycles repo RV039s and repo ATV039s lists among other repo sales service lists online Visit our site today for more information
Recent Reviews
It's a pretty simple site and the best place to find real bank repos for sale. You use the map to search for bank repo cars at banks in your state. The site is free but you can also sign up for a $4.95 membership for the Pro version that gives you access to repos that they feature. The Pro version also takes the ads off the page so it's easier to navigate.
Excellent
3 years ago
This is really a great website; you can find repo cars easily. We are going to the US and will be able to pick up a great deal while we are there without the hassle of a dealership. I have a friend who used this free site, and he said it was really smooth.
Excellent
3 years ago
12 Reviews
3.9 SmartReviews Score
Recent Reviews
Wendy has it all going on to help make tax time as painless as possible. Easy system to upload all your info followed by a personable meeting (on-line this year) complete with explanations and advice. You will feel confident that she is looking out for you while being above board. Her knowledge and understanding of taxes and business is hard to find. She's truly a gem.
Excellent
3 years ago
Wendy was highly a shining light in the dark quagmire of tax discussions. She was very helpful, was on top of all of our info and tax law, and explained how this would affect the business moving forward.
Excellent
3 years ago
1 Review
4.2 SmartReviews Score
Best Egg
Best Egg personal loans offer low fixed rates from 599 APR Get your personal loan offers online in just minutes without affecting your credit score
Recent Reviews
1 Review
2.5 SmartReviews Score
Lendle
Secured homeowner loans with rates from as low as 290 variable Simple online application process UK-based case manager for every customer FCA regulated
Recent Reviews
47 Reviews
4.5 SmartReviews Score
DuGood
Federal Credit Union is Southeast Texas Best Credit Union
Recent Reviews
The loan department was such a blessing for me. I was needing to get out of the rut I put my account under and they were very helpful and efficient in helping. Thank you, Pam Authement
Excellent
2 years ago
Vardy Jamie
Great Deal! We had the best services. Their customer service is on another level. I never had to go into the bank, and I am so happy with my experience. When do not finance anything unless it is with DuGood CU and this is why. I recommend them to everyone. Great bank to work with. Dugood should consider expanding their great business. Keep up the good work.
Excellent
2 years ago
Vardy Jamie